Nicole Pendergrass started her real estate journey with no money, no credit and no connections. She bootstrapped a couple of unsuccessful ventures while building her credit and savings to finally purchase a 3 family house-hack. A few years after, she refi'd her equity and diversified that capital into several wealth building buckets, two of those being joining coaching and mastermind groups. She then closed on her first commercial apartment building as a JV after maximizing connections in her new networks. She currently is Founder and CEO of Noirvest Holdings, a REI firm with the mission to close the gap by bringing 'privileged' investment opportunities to overlooked investors and helping minorities build generational wealth. She is passionate about marginalized communities having equal opportunity to build wealth and live abundantly.