Why Start Small? Bigger is Better!

Welcome back. There's one to the No BS Apartment Investing podcast. I am your host Marc Cesar. And today we have Mrs. Nicole Gauthier on our hot seat today, willing to share her story and I'm definitely eager to learn more about Nicole and her journey.

In the meantime, a quick background on Nicole, she is the founder and strategic managing partner at wicked holdings, LLC. A real estate investment company focused on social change and community empowerment. She is a multi-family real estate investor, mommy of two, and a woman dedicated to helping educate others on financial literacy skills.

She provides opportunities for passive investors to create generational wealth. And diversified their assets into multi-family investments so that they too can live a life of abundance. Secondly, she had set out on a mission to help single moms in abusive and or adverse situations leave those environments.

She, in the early stages of growing her portfolio, She is in the early stage of growing her portfolio, but she's used them. She's using them as a tool to ensure a safe, clean, and more stable environment to these families. Throughout her journey, she shares real estate knowledge and helps to teach financial literacy skills to improve lives and open opportunities, for others.

Nicole welcome to the show. I appreciate you being here with us. Yeah, absolutely Marc. I'm super excited to be here and grateful that I have this opportunity to get a chance to chat with you. Thank you. I appreciate that. I love the bio. I love the mission statement behind the bio. Can you divulge a little more about how did that mission statement come about and what is the driving factor behind it?

Yeah, absolutely. So getting started in real estate for me was a combination of a lot of different things. Right. And during COVID I had a lot of time to kind of sit around and really think about what it was that I wanted to do going forward. And one of the things that I felt were important to me was combining

elements of different passions that I have. So real estate, interior design, I was looking at homes. I actually, at the time didn't realize that I wanted to be in real estate, but combining all of the different things that I was really interested in that include homes and helping people,

that's kind of how I stumbled upon real estate. So just really started to educate myself in the space you know, joined a couple of coaching programs to basically dive into it deeper, and yeah, my mission is basically surrounding, helping single moms in adverse situations because I saw a lot of negative things

we'll put it that way, as I was on my home search for rental properties. Awesome. So with that said as you eloquently put it, you started with coaching programs, you had a passion for real estate, but I know a lot of people who are looking to help people, especially when it comes to people who are going through life issues

and in your case, single moms. What about real estate attracted you, that you felt the need to combine those two avenues to get to the vision that you're looking to develop? Yeah. So it's a combination of a couple of different things, but really when I first started out looking at homes, I had stumbled actually the first property that I ended up walking through was a single mom and her kids and she was in this rental property, another investor obviously owned the home and going through and touring that property, really opened my eyes to how other people lived their lives.  And I feel like as real estate investors, we have the responsibility to ensure that the people that are in our homes, the tenants are living in safe and clean environments.

And I did not see that in this home. Right. So as I'm touring, I'm seeing all different types of things that are hitting close to home for me because although I'm not a single mom, I'm a mom and I have kids and I can still empathize and put myself in the situation position of other people.

And I just felt very heartbroken by those living conditions, and that is basically why I decided to move into that specific mission and try to bring awareness to that and really help others in my journey. That is awesome. So to a little further. You started out and I presume in the single-family space?

Yes, I did. So, yeah. So take us through that journey. How many deals did you decide that you wanted to attain? Where were you buying at that time? What drove that decision to start in single-family? Yeah, so I guess for me, it's kind of funny.

 Everyone kind of gets into real estate and you kind of naturally gravitate towards the residential side because it's smaller,  feel like it's more attainable to go for a single-family home or a one to four-unit property versus going straight into apartments.

And I wasn't educated enough in this space on the syndications and really what all of that meant at the time. And so that's basically been, why I started in residential. Realizing very quickly that it's difficult to scale. And in order to grow your business, of course, that huge part of it is scaling your portfolio.

And so that's kind of the biggest reason why I switched to multifamily. And also, because if I can put my mission to work in the residential side and basically be able to do that on a larger scale and multifamily like that is my end goal as to really what I want, basically where I'm headed.

But, I guess rewind a little bit with the residential side, I actually started off purchasing a lot in a distressed community, that's basically up and coming, inner-city and that's kinda when I got my feet wet, we could put it there. And then I transitioned into the very creative side of real estate investing and ended up purchasing my first rental through a wholesaler.

So I went through that whole experience of buying off-market and, learning to kind of like wheel and deal with different types of people, and along that way, I've had other deals that have fallen through like some other fix and flips with issues with contracts and stuff like that,

from the wholesalers. And, so I've found that the business side of growth is really in that multifamily asset class we'll put it that. Understood. So dealing with a wholesaler, I hear a ton of stories. It's a 50/50 relationship.

What was your experience having to deal with a wholesaler whether it be your first deal or, deals to follow? How did you navigate those waters? What was the experience? What were your thoughts? Yeah. So it's kind of funny, like wholesalers well you either love them or you hate them.

There's no real, like in between, like you you'll get a good one that will continue to bring you good deals that, that fit that investor matrix, they've done their homework. They've done, you know, the correct comps and they basically bring you a deal now that does not happen often, especially in this climate right now where man!

 I've seen wholesalers bring me deals where they're asking like $350,000 for a house that is basically a teardown. And their comp is a brand new one with a lot. That's like 20,000 square feet larger than the one that they're giving me. It's like stuff that is that ridiculous that you're like really?

And when I lay it out, I'm always respectful regardless of how ridiculous the situation is. I'll always respond with a logical way of thinking. Right. I write them back and be like, Hey, you know, a lot size and I'll do screenshots of it all. Basically, lay it out. Here's a little book for you on why I think that these comps are off and while I can't pay 10% of what you're asking, I'm exaggerating there, but you get the drift. Well, yeah, so,  you go through situations like that and sometimes they're respectful, and sometimes they don't respond back at all.

Right. But then there was this other deal, it was a fix and flip that we're going to do in another up-and-coming area and the ARV on it was between 400- 450,000, and we're buying it at around like 180- 185. Well, we got it under contract and come to find out that the seller had signed a contract with two different wholesalers.

And so now, we're ready to go. We've got our lender and we're trying to close and we've got issues with title, and now we've got issues with this wholesaler ghosting. Not the seller ghosting the wholesaler and just all these things. And I ended up finding that on Facebook and that's when I reached out to the wholesaler and said, Hey, I see this property that we have under contract's also on Facebook now for sale.

What's the deal! So you'll just run into things like that and that's why I feel like when you can source your own deals, that's the greatest deal that you could ever get. Wow. I appreciate you sharing that because coming from the wholesale side of myself, I'll say three years ago, I definitely had my share of issues with other wholesalers as well. I don't want to be biased, but I've had my share of issues with buyers as well, who made the transactions so difficult. So I sort of having the best of both worlds and I understand your plight. So it's great to actually have her buyer who takes the time out to educate the wholesaler rather than just ghosting them or not giving them any feedback, because I always tell my buyers, Hey, it doesn't take

three hours to underwrite a deal or to look at a deal. If, if you know your area, you know the numbers, you should be able to look at the numbers that I provide you five, 10 minutes, maybe 15 minutes tops. You should be able to tell them yay or nay, and then we'll move on to the next, but in an ideal world, it doesn't happen that way,

so you get them as they come. Now I love the name of the company, Wicked Holdings, LLC. Why that name? I get that a lot. It's really funny. So, I'm from up north, right? I'm from Canada. And maybe this is also in the Northern states as well, but up in Canada, the word wicked means really cool. It means awesome. And that's kind of where I wanted my brand to be, I wanted it to come off as authentic and I wanted it to just resemble and maybe I'm like tooting my own horn here, but I don't know,

I love awesome people and I just try to be that person. So that's where wicked comes from. It's a really cool name because when I first connected with you I was like, Wicked Holdings LLC? I wonder what that means. And we do have this slang. Coming from New York,

wicked is cool and awesome, as you alluded to, so I just I'm like, all right, what does it mean?  What is the connotation behind it? Yes, I get it. I get it a lot because like we live in the south, we're living in Texas and 'wicked' apparently does not mean the same thing at all.

So, people, they'll definitely ask that question shyly and I'm like, oh no, it means the opposite of what you think. I mean, it's a great conversation starter, for sure so I love it. I really do love it. So you started from residential and you quickly pivoted to multi-family.

So can you touch on why you chose multifamily? There are so many different avenues, mobile home parks, self-storage. Why multi-family? What stood out to you that enticed you to jump into that space? So multifamily for me was really that more of that personal touch, right?

So of course, I know that you know, self-storage units and everything, those are a great asset class, awesome returns, as well as the commercial space as well, with retail and triple net leases and all of that. But with multifamily, it really stemmed back to my original mission of being able to help others.

And if I can only touch one life or two lives, or however many people are living under that roof, that single-family roof at the time, then multifamily will also allow me to scale that mission to where I can be able to meet more people and really switch that mission from residential to the multifamily side,

just help more people at once with one buy instead of 20 single families and all of that. That's a great point. I think the scalability aspect of multifamily, as you just mentioned, having 20 different properties scattered across the city you can only get to so many fires

in such an amount of time with so many single-family houses, but in multi-family, you have 20 to 40 plus units under one roof and it's easier to manage and maintain. I think that is an awesome choice since multifamily works especially since you're tying it to your initial mission of helping single moms who are battered and abused that is phenomenal.

Now, can you share with us a story throughout your journey where real estate whether residential, multi-family just went, awry, totally left? How did you manage to navigate that situation and how did it help you become savvier in that? 

So let's see. I'm dealing with that currently right now with the rental that I'm working on. We haven't quite gone full cycle with it in the sense that we're still working on the construction and hopefully, we'll be done in the next few weeks. But that one was definitely very large and multiple lessons have been learned on this one.

And I say that because it starts off with the buy, right? So if you buy, right, at least in the residential space buying right allows you to kind of afford if there's some issues that pop up or some budget constraints that come up as well to be able to still win on the back end.

So with this property that I'm dealing with right now is a 1940s build meaning that there's a lot of hidden issues.  And of course, the house itself when you go in and dealing with wholesaling and you can't always see everything.

And as many contractors, I had four contractors go out there and an inspector, and they still didn't find all of the things that were wrong with the property. And there was no fault of anyone. It's just that when you've got layers to a property that is when as you're peeling them back doing construction, that's when you'll see that there are more issues than presented themselves.

So with this one, the budget definitely went over. Half of that was due to a GC fee and the other part of it was change orders and all of those things, that come naturally with the construction project. But I learned a lot with this one. Possibly anything that could go wrong on rehabbing, a property probably went wrong.

And I should've known that originally with getting this property under contract and the seller trying to hide a bankruptcy on us and this extending the closed date a couple of months that we had several amendments that went on on this one. But essentially I learned about looking at circuit panels and figuring out whether or not they are full, or if you're going to have to completely replace them. I learned more about snipping gas lines. If you've got these little things that are poking out of the floor, that's an extra cost.

I didn't even notice the gas lines because when you're buying off-market and sometimes actually on market to the houses are loaded with things stacked, very high, like water bottles and, personal property and you can't always see those things until the house has been cleaned out and that's when you really see, oh, okay, this is going to be an issue. So I know now if I go in and it's the 1940s to 1950s build, I'm automatically putting in a 20% contingency on myself because I know that foundation might come up, which we knew, but when the foundation, for example, on this property, when we fixed it and we leveled the house a few days before we were finished leveling the plumbing snapped underneath the house and so that was an extra $6,400 to the budget that now I had to do complete new plumbing with the home. Because of course, you can fix a few things under the house, but if it's like forties, fifties, plumbing, and you're going in and spending an extra couple thousand dollars under the house, you might as well just do everything. So that's just some examples.

So did you leverage private investors to acquire this deal? Or was this using your own funds or leveraging the lender as well to purchase this project and finance the rehab? I actually ended up using a hard money lender for this property. So I got money lending for the acquisition of the asset, as well as the rehab, the renovation.

And then with that, I had, of course, my specific terms, so paying a certain interest rate, I've got the loan for a certain amount of time that's not traditional conventional lending. One thing that I noticed, and I knew even before this, but when you're purchasing like fixer-uppers, houses that have a lot of deferred maintenance, you cannot get conventional lending on that.

You have to go private money or hard money lending. So that was the route that I went with this one. And then basically what I'm doing is Brrrr'ing it. So I bought it, I'm doing the renovations on it, and then I'm going to go ahead and rent it, and then once I've basically got the property stabilized, I've got one month's rent in there, I'm going to go ahead and refinance out and do a cash-out and take that money and basically recycle it and go do the next deal. I like to combine the multifamily side of things because then I can leverage that in order to reinvest back into my mission. And then building this little side portfolio for my family allows me to create that generational wealth and teach my kids part of the business as well.

At least exposing them to it, not directly I'm teaching like my two-year-old, but he gets it, you know, he's there and he sees it. That is awesome. So with all the unforeseen expenses that you had to accrue through this project, your scary project that is, did you have to double back and get extensions from the lender, get additional funds?  How did that situation play itself out? 

So I didn't have to get an extension on anything because I built in a holding time one month longer than what I had told my contractor on purpose because you tell them, oh, I want it done in like three months and then they just know, okay, well I've got three months in my head and there's always a delay. So I basically built into my number a holding period of one month greater in case anything had happened. This was my first big project, so that's why I was playing it on the safer side.

And then as for additional monies, no.  What I did was work with my contractor, I went out and sourced some of the materials myself. I'm a little bit of a frugal spender. We'll put it that way. And so I liked to find deals. And so I would go to the habitat restores here in Houston and find some really great deals.

So like I bought an entire pallet of light fixtures for like $14. But one of them was online on Amazon. When I was searching it up, it was like 25 to $27 and I thought, there's no way I can redo this whole house with all of these light fixtures at that price. I gotta figure out a way around this.

And so I left them in my cart just to kind of save them. And then I went out deal hunting, and a couple of days later, I found this like giant pallet and each light fixture, the exact ones I was looking for on Amazon for two bucks at the store each. So I bought the entire thing. So I haven't had to ask for any additional funds from my lender because I've basically been sourcing materials on the side for myself to cut costs and then with my husband, he works at W2 job, so everything that's extra, whether it was bonuses or extra on his paycheck, I've been funneling to this deal to just push it to the finish line. And then when I cash-out refi, then I'll make my profit and I'll go ahead and move to the next.

Wow. That is what you call pivoting and thinking outside the box. I don't hear that too many times, but it's a great tip for all the aspiring investors out there. You have to learn to be creative and think outside the box, not just stick with the original plan. So I applaud you on that one.

So what are you doing now in multi-family?  How is that going for you? Do you have anything in the works? Tell us a little bit more. So multi-family has been really fun. It's a whole different animal, I feel like, then the residential side and it feels more like businessy because now you're dealing with like brokers, you're dealing with commercial lenders, you're dealing with like, other operators and syndicators that are in the area that generally have quite a bit of experience.

And you're learning and you're leveraging their experience and they're leveraging you. For me, being here in Texas, it's a great market. Houston's an awesome market. And so I've been able to be boots on the ground for other operators that have Houston on their radar or getting deals and they want me to take a look at them. So they'll send me information and be like, Hey, what do you think? What's the area like, can you walk it? What are your thoughts? So I've been able to provide value to other operators because I know the area and I know the market. And so with multifamily, it's really just been growing and scaling.

I've got my GP role this year. And my goal is to have four GP's by basically the end of 2022. And just keep growing and basically taking my investors along for the ride with me. So yeah, so currently, I'm underwriting deals, I'm talking to brokers, trying to source more deals, trying to raise capital, all of the fun things that multifamily presents, and wearing all of those hats right now.

Understood. I, just want to touch on a point that I actually saw an amazing post on LinkedIn that you have shared this morning I believe on receiving your first dividend on a project. Like how does that feel? Yeah, it feels awesome.  When I saw it hit the bank account. Wow. Okay, I'm doing this. When you make that switch from the corporate world, or from your W2 job into entrepreneurship and running your own business, it feels so rewarding to make those first checks. And it's not that it's this crazy amount of money, that's just gonna like blow the socks off of your family and yourself, but it's a reward showing that what you're doing is working and what you are basically preaching and when you're living that life and you're getting those distributions and stuff, it just goes to show like the power of real estate and the power of believing in yourself. So I'm stoked about it. Congrats. Congrats. Congrats. I'm very happy to hear that.

 I think that's what a lot of multi-family investors, entrepreneurs, however you want to call us, that's what we're aiming for, the passive income. And I think that's what the freedom that multi-family provides. And again, it's not going to get you rich overnight, but it all adds up, it compounds and you have that freedom to do what you want.

Exactly and real estate, you just have to remember too, that it's a long-term gain, right? It's and it's a long-term game. It's not something that like you said, is going to make you rich overnight, but it is something that will create wealth for you. And it'll create that generational wealth if you want to pass that along as well.

And financial freedom is just a huge bonus. I totally agree. So what is up next for you and Wicked Holdings LLC? Yeah, so up next! There's a lot of different things that are in the works. We've got some deals that we're working on, doing diligence and stuff on right now.

And I'm just going to honestly just keep practicing my underwriting, keep getting stronger at that, continuing to source deals, and be able to get on them. Grow my investor base so that I can really educate a lot more people in the space. And then on the residential side, I plan on obviously, finishing up those projects and getting some new development done is kind of like the next project of mine as well.

But just really forging ahead in my mission and trying to see who it is that I can help and how I can help. And so I'm just basically beating the streets, we'll put it that way. I love it. Yeah. Just hustling and making it happen. Action taker. What tips would you have for people who are considering real estate, whether it's on the active or passive side or an aspiring investor looking to get their first deal done?

I would say networking, definitely trying to get in contact with people that are in this space that are, already doing things that you want to do and other aspiring and investors as well, because everyone's got a different experience in real estate and we've all kind of started off in some different type of way.

And so I think that when you leverage networking and really talking to other people, you are able to learn from their experiences as well. And then also too, they can connect you with people that they feel or know that would be a great contact for you to have, because we're all in this business be able to help each other in some way, right! There's a million deals that are out there and it doesn't make sense to hold them to yourself or make it seem like you're going to dominate the market share. So really just educating yourself, networking having an open mind, figuring out where you want to be, your main end goal and your vision, and just writing it down and creating your own.

Nice well said. So we're coming to the end of our amazing and fun interview here, but I do have a few on-the-spot questions that I will ask you. So whatever comes to your head, just shoot it out. If you had a favorite book that you would say change the dynamic of your thinking, your life and helps you become who you are right now, what would that book be?

Okay. So I always say I'm always in that like little cliche bucket and I say like, rich dad, poor dad. I'm actually going to change that this time. I read a book and it took me two days to read it and it was called the Go-Giver. And it is basically kind of a simple story that's used to talk about this guy who's in this book and the power of basically being able to give to others.

And actually, I have it right here. Because I like to keep some of the books next to me. So this one here. So the Go-Giver but yeah, the general idea about it is really just being able to help other people and give to others without the expectation of receiving anything in return and why that's such a great way to live your life because eventually, the universe will pay you back at some point, you won't know when, but if you do it out of the kindness of your heart, then that's not only is it a good thing, but it's the right way to be. So yeah. Awesome book. I definitely took the time to read it as well. It didn't take me two days, but it was a good read. It only took me two days because I had gone on a work trip, so I was able to read it on the plane. Otherwise, it would have taken me a lot longer. I'm more of an audible reader. So if I'm listening to the audible it'll probably take me five hours or so, a few hours, but physically reading might take me a week.

So kudos to you on that one. Now, what is it that you think sets apart successful investor from those who give up, fail, or doesn't even bother getting started?

There's a couple of different things. I think that your ability to persist and push past those challenges and the struggles that you will experience getting started. And even not even just getting started, but like, I mean life's full of success and failures, right? And both of those contribute to exactly where you're going to be in the future and where you want to be.

But I do think that not caring, what other people think about. I think a lot of people get into business because they think that's what they should do, or they like receiving that attention and the thoughts of how successful they are. But if you just do you and you get out there and you love what you do and you're passionate about it, it doesn't matter what anyone else thinks. And so I think having that right mindset and that right attitude will push you so far. Very powerful. If you'd had to start over with the knowledge you have now, what would you have done differently? Well, I would have bought that house a little bit lower than what I did.  That would've been the first thing for sure. But yeah, I mean, I feel like because I have an accounting background, which is like a pretty safe role in life, right? You think very conservatively, I think I played it pretty safe kind of getting started and really, for me, it was like the biggest battle that I had and in my mind was really believing in myself and knowing that sometimes 's-h-i-t' happens and it just happened that you just have to keep pushing forward. So yes, if I could say the one thing that I would do differently, it would definitely be buying that house lower.

But everything else, I feel like I'm right where I'm meant to. Gotcha. I actually read this question on a Facebook post earlier today and it really stuck out to me. So I'm going to throw it out. I'll give credit to the person later on. If you met your 18-year-old self and you were allowed to say three words, what would you say?

Three words. Okay. Hang on. Okay. Get after it. That's what I would say. Yeah. I sat too long behind a computer screen thinking that's the life that I was meant to live and that's the life I should live playing it safe. Now I know that entrepreneur spirit of mine was always there,

I just didn't know what I wanted to do with it and what that looked like. And then when I found real estate, I basically got after it and it's been definitely a journey, a whirlwind. I challenge people to think more outside the box when they are really looking at something that they're seeking their next opportunities to just get after it.

Nice. You're at a first get afterward and a big shout out to my buddy, Adam C. for that question, I wanted to give you credit on that one. So last but not least, a mogul, a mom, a wife. What do you do? What is your favorite hobby outside of real estate and the scope of entrepreneurship?

Yeah. Well, I love to spend time with my family. I mean, my kids are six and my other one's turning three tomorrow.  They're little and yeah. And I love to be there with and for them and experience what life has to offer. So we hit up the park and all different types of activities and stuff together as a family.

So we adventure, we'll put it that way. I love, love, love to read. So I spend a lot of time doing that and I like to work out, so CrossFit, being active, doing something. My husband bought me a longboard last year for Christmas. And I think that everyone in our neighborhood and probably like the whole town, like the whole city of Katie thinks that we're oddballs because he's on one wheel and I'm on a longboard and they're like, yeah, these people are definitely not from Texas, but yeah, it's fun.

It's fun to just be different. Yeah, definitely is. Do you have a daughter or son if I may ask? I have one of each, so my daughter's six, and then my son will be 3 tomorrow. Awesome. So let's wish him an early happy birthday. So whenever he grows up and decides to listen to the No BS Apartment investing, he'll hear the shout-out.

Yeah. That's awesome. That's awesome. I'll have to put your thumbnail in like a frame or something for them. Like, Hey look, buddy. Like, look what happened! I love it. So last question for you. If anyone wanted to get to know more about you, connect with you, how would they go about doing that?

So I'm super active on LinkedIn, so they can find me there at Nicole Gauthier and that's spelled G A U T H I E R. They can find me at my website, www.wicked-holdings.com and they can book calls with me or they see pictures of my family up there and more about what it is that I'm all about.

They can follow me on Instagram at wicked holdings, LLC. And I'd say that those three are probably I'm most active there, but I'm starting a podcast and a YouTube channel, which will be named wicked wealth podcast. We'll figure it out, but YouTube channels, wicked wealth. So, yeah, a few different places they can find me, but I'm around. 

Nice. That was actually going to be my next shameless plug, which is the podcast I had to put you on the spot there. But I heard a clip and I love it. Kudos on jumping in and getting started. And I definitely look forward to listening to the first episode, to the drop release, and definitely showing support.

 Thank you. Thank you.  My friend and cohost Nicole Pendegrass so we're going to be doing a podcast together and then I've got my video series up on YouTube, under wicked wealth. So I'll be posting stuff there and just trying to help educate other people and have fun with it. I definitely do have Nicole jumping on the show next week before Thanksgiving. So I will definitely have to circle back and get both of you ladies once the podcast is launched and get you on the show as well so both of you gals can share your stories at the same time. 

Yeah. That'd be super fun. Let's do it. Yes, ma'am. Well, Nicole, thank you so much for being a gracious host. I hope I was pretty easy enough on you with no ridiculous or tricky questions, but this was super fun. I appreciate the time. Yeah, absolutely. It was fun. And, I always enjoy having conversations with you and I'm just happy to be here and just share whatever I can.

So thank you very much for having me today. No problem. Thank you. So to all our listeners all of Nicole's information will definitely be in the show notes. I would recommend if you're interested in being a mogul, especially if you're a mom or whatever your looking to do, connect with her, she's worth the time.

She is the definition and the embodiment of a go-giver. I have recognized that firsthand. She's a great mind. So with that said, this is the No BS Apartment Investing podcast until next time to your success.

Connect with Marc:

Website:    https://www.nobsapartmentinvesting.com

LinkedIn:    https://www.linkedin.com/in/marccesar

Instagram:  https://www.instagram.com/mrsuccess50

Connect with Nicole

Website:   https://www.wicked-holdings.com

LinkedIn:   https://www.linkedin.com/in/nicole-gauthier-433851a4/

Instagram: https://www.instagram.com/wickedholdingsllc/